The Tailwind and the Headwind
Americans pay 34.5 cents of every dollar to interest. Recapture that flow and you gain "twice the wind."
From Becoming Your Own Banker, Chapter 4
Two identical planes fly from New York to Los Angeles — one into a 345 mph headwind, one with a 345 mph tailwind. Same aircraft, same engine. Vastly different results.
The average American household pays roughly 34.5 cents of every dollar earned toward interest — mortgages, car loans, credit cards. That's the headwind. Most people experience this their entire lives, trying to invest and save from what remains after interest payments drain the rest.
IBC flips this. When you finance through your own policy system and pay the interest back to yourself, the 34.5 cents is no longer a headwind — it becomes a tailwind. Nash called this "twice the wind": you've eliminated the drag and created thrust at the same time. Over a lifetime, that difference compounds enormously.